Lesson 1 of 4

Understanding your salary slip

What each part of your pay means, and what to check every month.

3 min +10 points

Ask for a salary slip

A salary slip shows how your pay is worked out. Ask for one every month, even on WhatsApp or paper. It helps you check your pay, get a loan, or prove your income.

Money you earn

Basic pay: the main part of your salary.
Allowances: extra money, for example for house rent, travel or food.
Overtime: extra pay for hours beyond your normal shift.

Money taken out

PF: your share goes into your Provident Fund savings; your employer also adds money.
ESI: a small amount for health insurance, for eligible workers.
Advance or loan repayments, if you took any.

Check every month

Count your days and overtime. Check that the money in your bank matches the "net pay" on the slip. If something is wrong, ask politely the same week.

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Quick check

Get 2 of 3 right to finish this lesson.

1 What is "basic pay"?

AThe main part of your salary BA bonus once a year CMoney you pay the employer

2 Why is PF taken from your salary?

AIt is a fine BIt goes into your Provident Fund savings, with your employer adding money too CIt pays the shop rent

3 The money in your bank is less than the slip says. What do you do?

ANothing BAsk your employer politely the same week CQuit immediately

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