Lesson 5 of 5
Using UPI and digital payments safely
Get paid and pay others without falling for common tricks.
3 min +10 points
UPI basics
UPI apps let you send and receive money with a phone number or QR code. Many employers pay salaries and advances by UPI, and customers pay you by scanning a QR code.
The golden rules
- You never need your PIN to receive money. Entering your PIN always sends money out.
- Never share your UPI PIN or OTP with anyone, even someone claiming to be from a bank.
- Don't scan a QR code someone sends you "to receive" money.
- Check the name on screen before you pay.
Keep your account safe
Use a screen lock on your phone. Don't install apps that someone asks you to install to "help" you. Check your bank SMS after every payment.
If you are cheated
Call the cyber crime helpline 1930 at once, and report at cybercrime.gov.in. Also tell your bank. Acting fast can sometimes stop the money.
Try it now on IndicJobs
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Get 2 of 3 right to finish this lesson.